{"id":17393,"date":"2023-07-24T10:00:00","date_gmt":"2023-07-24T01:00:00","guid":{"rendered":"https:\/\/blog.villagehouse.jp\/?p=17393"},"modified":"2025-06-29T23:35:51","modified_gmt":"2025-06-29T14:35:51","slug":"everything-you-need-to-know-about-buying-your-own-home-in-japan","status":"publish","type":"post","link":"https:\/\/blog.villagehouse.jp\/vi\/moving-tips\/everything-you-need-to-know-about-buying-your-own-home-in-japan\/","title":{"rendered":"Nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft v\u1ec1 vi\u1ec7c mua nh\u00e0 \u1edf Nh\u1eadt"},"content":{"rendered":"\n<p>B\u1ea1n \u0111ang l\u00f9ng kh\u1eafp th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ec3 mua ng\u00f4i nh\u00e0 m\u01a1 \u01b0\u1edbc c\u1ee7a ri\u00eang m\u00ecnh? N\u1ebfu v\u1eady, th\u00ec a) xin ch\u00fac m\u1eebng b\u1ea1n v\u00e0 b) tin t\u1ed1t l\u00e0 \u1edf Nh\u1eadt B\u1ea3n, c\u1ea3 c\u00f4ng d\u00e2n Nh\u1eadt B\u1ea3n l\u1eabn ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u1ec1u \u0111\u01b0\u1ee3c mua v\u00e0 x\u00e2y nh\u00e0 mi\u1ec5n l\u00e0 h\u1ecd \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u c\u1ea7n thi\u1ebft sau \u0111\u00e2y.&nbsp;<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2023\/07\/image-44.png\" alt=\"\" class=\"wp-image-17386\" style=\"width:768px\" title=\"\" srcset=\"https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2023\/07\/image-44.png 640w, https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2023\/07\/image-44-300x200.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">Ng\u00e2n s\u00e1ch&nbsp;<\/h2>\n\n\n\n<p>Mua v\u00e0 s\u1edf h\u1eefu nh\u00e0 ri\u00eang th\u01b0\u1eddng \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t c\u1ed9t m\u1ed1c quan tr\u1ecdng c\u1ee7a ng\u01b0\u1eddi tr\u01b0\u1edfng th\u00e0nh \u2013 v\u00ec b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u00e0 m\u1ed9t t\u00e0i s\u1ea3n \u0111\u1eaft ti\u1ec1n v\u00e0 m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 \u0111\u1eaft \u0111\u1ecf; v\u00e0 do \u0111\u00f3, kh\u00f4ng n\u00ean xem nh\u1eb9 vi\u1ec7c n\u00e0y.<\/p>\n\n\n\n<p>Nh\u1eb1m gi\u1ea3m thi\u1ec3u c\u00e1c h\u1eadu qu\u1ea3 t\u00e0i ch\u00ednh ti\u1ec1m t\u00e0ng, b\u1ea5t k\u1ef3 giao d\u1ecbch b\u1ea5t \u0111\u1ed9ng s\u1ea3n n\u00e0o do ng\u01b0\u1eddi mua, ng\u01b0\u1eddi b\u00e1n v\u00e0 ng\u01b0\u1eddi m\u00f4i gi\u1edbi th\u1ef1c hi\u1ec7n \u0111\u1ec1u \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt b\u1ea3o v\u1ec7; v\u00ec v\u1eady nh\u1eefng ng\u01b0\u1eddi mua v\u00e0 ch\u1ee7 s\u1edf h\u1eefu nh\u00e0 l\u1ea7n \u0111\u1ea7u c\u00f3 th\u1ec3 an t\u00e2m th\u1edf ph\u00e0o.&nbsp;<\/p>\n\n\n\n<p>Vi\u1ec7c c\u00f3 th\u1ec3 mang l\u1ea1i m\u1ed9t s\u1ed1 lo l\u1eafng v\u00e0 quan ng\u1ea1i ch\u00ednh l\u00e0 kho\u1ea3n ng\u00e2n s\u00e1ch c\u1ea7n t\u00ednh to\u00e1n cho ng\u00f4i nh\u00e0 m\u1edbi. Khi mua nh\u00e0 \u1edf Nh\u1eadt B\u1ea3n, b\u1ea1n s\u1ebd ph\u1ea3i \u0111\u1ea3m b\u1ea3o ng\u00e2n s\u00e1ch c\u1ee7a m\u00ecnh c\u00f3 th\u1ec3 trang tr\u1ea3i c\u00e1c chi ph\u00ed sau:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1ee9ng t\u1eeb l\u1ec7 ph\u00ed tr\u01b0\u1edbc b\u1ea1 c\u1ea7n thi\u1ebft \u0111\u1ed1i v\u1edbi h\u1ee3p \u0111\u1ed3ng mua b\u00e1n&nbsp;<\/li>\n\n\n\n<li>Tr\u1ea3 tr\u01b0\u1edbc 10-20% (t\u00f9y theo th\u1ecfa thu\u1eadn v\u1edbi m\u00f4i gi\u1edbi ho\u1eb7c ng\u01b0\u1eddi b\u00e1n) tr\u00ean t\u1ed5ng gi\u00e1 b\u00e1n&nbsp;<\/li>\n\n\n\n<li>L\u1ec7 ph\u00ed tr\u01b0\u1edbc b\u1ea1 cho h\u1ee3p \u0111\u1ed3ng vay&nbsp;<\/li>\n\n\n\n<li>C\u00e1c chi ph\u00ed ri\u00eang \u0111\u1ec3 \u0111\u01b0\u1ee3c vay t\u1ea1i ng\u00e2n h\u00e0ng (hoa h\u1ed3ng cho ng\u00e2n h\u00e0ng, hoa h\u1ed3ng cho ng\u01b0\u1eddi b\u1ea3o l\u00e3nh, b\u1ea3o hi\u1ec3m h\u1ecfa ho\u1ea1n)&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u1ee9c thu\u1ebf ph\u00ed theo t\u1ef7 l\u1ec7, c\u00f3 th\u1ec3 bao g\u1ed3m thu\u1ebf t\u00e0i s\u1ea3n c\u1ed1 \u0111\u1ecbnh, thu\u1ebf quy ho\u1ea1ch th\u00e0nh ph\u1ed1, thu\u1ebf ph\u00ed qu\u1ea3n l\u00fd v\u00e0 s\u1eeda ch\u1eefa&nbsp;<\/li>\n\n\n\n<li>Ph\u00ed h\u1ed9i vi\u00ean T\u1ed5 d\u00e2n ph\u1ed1&nbsp;<\/li>\n\n\n\n<li>Hoa h\u1ed3ng m\u00f4i gi\u1edbi (c\u00f3 th\u1ec3 kho\u1ea3ng 3% gi\u00e1 b\u00e1n v\u00e0 thu\u1ebf ti\u00eau th\u1ee5)&nbsp;<\/li>\n\n\n\n<li>\u0110\u0103ng k\u00fd thu\u1ebf m\u00f4n b\u00e0i \u0111\u1ec3 \u0111\u0103ng k\u00fd chuy\u1ec3n quy\u1ec1n s\u1edf h\u1eefu ho\u1eb7c th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n&nbsp;<\/li>\n\n\n\n<li>Ph\u00ed hoa h\u1ed3ng cho ng\u01b0\u1eddi so\u1ea1n th\u1ea3o v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt m\u00e0 b\u1ea1n c\u1ea7n l\u00e0m \u0111\u1ec3 h\u1ed7 tr\u1ee3 th\u1ef1c hi\u1ec7n chuy\u1ec3n quy\u1ec1n s\u1edf h\u1eefu v\u00e0 c\u00e1c \u0111\u0103ng k\u00fd c\u1ea7n thi\u1ebft kh\u00e1c&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Thu\u1ebf chuy\u1ec3n nh\u01b0\u1ee3ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n, l\u00e0 lo\u1ea1i thu\u1ebf ph\u1ea3i tr\u1ea3 khi mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>\u0110\u01b0\u01a1ng nhi\u00ean \u0111\u00e2y ch\u01b0a ph\u1ea3i l\u00e0 m\u1ed9t danh s\u00e1ch \u0111\u1ea7y \u0111\u1ee7 v\u00e0 c\u00f3 th\u1ec3 c\u00f2n c\u00f3 nhi\u1ec1u chi ph\u00ed h\u01a1n t\u00f9y thu\u1ed9c v\u00e0o t\u00ecnh h\u00ecnh th\u1ef1c t\u1ebf.&nbsp;<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"458\" src=\"https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2023\/07\/image-43.png\" alt=\"\" class=\"wp-image-17382\" style=\"width:768px\" title=\"\" srcset=\"https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2023\/07\/image-43.png 640w, https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2023\/07\/image-43-300x215.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">C\u00f4ng ty b\u1ea5t \u0111\u1ed9ng s\u1ea3n&nbsp;<\/h2>\n\n\n\n<p>C\u00e1ch t\u1ed1t nh\u1ea5t v\u00e0 hi\u1ec7u qu\u1ea3 nh\u1ea5t \u0111\u1ec3 mua nh\u00e0 \u1edf Nh\u1eadt B\u1ea3n l\u00e0 th\u00f4ng qua m\u1ed9t m\u00f4i gi\u1edbi b\u1ea5t \u0111\u1ed9ng s\u1ea3n ho\u1eb7c c\u00f4ng ty b\u1ea5t \u0111\u1ed9ng s\u1ea3n (v\u00ed d\u1ee5 nh\u01b0 <a href=\"https:\/\/www.villagehouse.jp\/vi\/?utm_source=blog&amp;utm_medium=display&amp;utm_campaign=2022&amp;utm_content=2023-07-17-native-link-1x1-buyingyourownhome-vihp-readers\" target=\"_blank\" rel=\"noreferrer noopener\">Village House<\/a>, c\u00f4ng ty chuy\u00ean c\u00e1c s\u1ea3n ph\u1ea9m cho thu\u00ea gi\u00e1 r\u1ebb) v\u00ec h\u1ecd c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 b\u1ea1n t\u00ecm b\u1ea5t \u0111\u1ed9ng s\u1ea3n d\u1ef1a tr\u00ean nhu c\u1ea7u v\u00e0 s\u1edf th\u00edch c\u1ee7a m\u00ecnh.&nbsp;<\/p>\n\n\n\n<p>L\u00e0m vi\u1ec7c v\u1edbi c\u00f4ng ty b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u0169ng s\u1ebd gi\u00fap chuy\u1ec3n ng\u1eef b\u1ea5t k\u1ef3 t\u1eeb chuy\u00ean ng\u00e0nh b\u1ea5t \u0111\u1ed9ng s\u1ea3n n\u00e0o th\u00e0nh c\u00e1c thu\u1eadt ng\u1eef \u0111\u01a1n gi\u1ea3n, d\u1ec5 hi\u1ec3u cho ng\u01b0\u1eddi mua nh\u00e0 v\u00e0 khi\u1ebfn c\u00e1c danh m\u1ee5c b\u1ea5t \u0111\u1ed9ng s\u1ea3n d\u1ec5 hi\u1ec3u h\u01a1n.&nbsp;&nbsp;<\/p>\n\n\n\n<p>\u0110\u1ec3 \u0111\u1ea3m b\u1ea3o ch\u1ecdn \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u1ed1t nh\u1ea5t, h\u00e3y nh\u1edb ki\u1ec3m tra x\u1ebfp h\u1ea1ng v\u00e0 \u0111\u00e1nh gi\u00e1 c\u1ee7a m\u00f4i gi\u1edbi ho\u1eb7c c\u00f4ng ty, nghe gi\u1edbi thi\u1ec7u t\u1eeb c\u00e1c kh\u00e1ch tr\u01b0\u1edbc \u0111\u00e2y, y\u00eau c\u1ea7u m\u1ed9t cu\u1ed9c ph\u1ecfng v\u1ea5n nh\u1ecf, v.v. \u0111\u1ec3 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c t\u1ea5t c\u1ea3 c\u00e1c nhu c\u1ea7u c\u1ee7a m\u00ecnh.\u00a0<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/www.villagehouse.jp\/vi\/?utm_source=vhblog&amp;utm_medium=display&amp;utm_campaign=2020&amp;utm_content=2021-09-29-static-property-768x300-v1-vihp-sitevisitors\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"300\" src=\"https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2021\/12\/768x300-vi.jpg\" alt=\"\" class=\"wp-image-10314\" title=\"\" srcset=\"https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2021\/12\/768x300-vi.jpg 768w, https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2021\/12\/768x300-vi-300x117.jpg 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/a><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">Xem nh\u00e0&nbsp;<\/h2>\n\n\n\n<p>Quy tr\u00ecnh xem b\u1ea5t \u0111\u1ed9ng s\u1ea3n m\u00e0 b\u1ea1n quan t\u00e2m s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o b\u00ean m\u00f4i gi\u1edbi ho\u1eb7c c\u00f4ng ty b\u1ea5t \u0111\u1ed9ng s\u1ea3n, nh\u01b0ng m\u1ed9t s\u1ed1 \u0111\u01a1n v\u1ecb c\u00f3 th\u1ec3 \u0111\u00f3n b\u1ea1n t\u1ea1i m\u1ed9t \u0111i\u1ec3m h\u1eb9n \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh tr\u01b0\u1edbc v\u00e0 \u0111\u00edch th\u00e2n \u0111\u01b0a b\u1ea1n \u0111\u1ebfn (c\u00e1c) b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ed3ng th\u1eddi cung c\u1ea5p th\u00f4ng tin chi ti\u1ebft v\u1ec1 khu v\u1ef1c l\u00e2n c\u1eadn, th\u1ecb tr\u01b0\u1eddng gi\u00e1 c\u1ea3, y\u00eau c\u1ea7u c\u1ee7a ng\u01b0\u1eddi b\u00e1n, v.v.&nbsp;<\/p>\n\n\n\n<p>Th\u00f4ng l\u1ec7 \u1edf Nh\u1eadt B\u1ea3n l\u00e0 c\u00e1c b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111ang tr\u1ed1ng c\u00f3 th\u1ec3 xem \u0111\u01b0\u1ee3c ngay nh\u01b0ng c\u00e1c b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111ang c\u00f3 ng\u01b0\u1eddi \u1edf c\u1ea7n li\u00ean h\u1ec7 v\u1edbi ng\u01b0\u1eddi b\u00e1n tr\u01b0\u1edbc 2 &#8211; 3 ng\u00e0y l\u00e0m vi\u1ec7c \u0111\u1ec3 s\u1eafp x\u1ebfp ng\u00e0y gi\u1edd \u0111\u1ec3 xem.&nbsp;<\/p>\n\n\n\n<p>V\u00ed d\u1ee5 nh\u01b0 t\u1ea1i <a href=\"https:\/\/www.villagehouse.jp\/vi\/?utm_source=blog&amp;utm_medium=display&amp;utm_campaign=2022&amp;utm_content=2023-07-17-native-link-1x1-buyingyourownhome-vihp-readers\" target=\"_blank\" rel=\"noreferrer noopener\">Village House<\/a>, vi\u1ec7c ki\u1ec3m \u0111\u1ecbnh t\u00e0i s\u1ea3n cho thu\u00ea c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n b\u1eb1ng c\u00e1ch \u0111i\u1ec1n v\u00e0 g\u1eedi m\u1eabu \u0111\u01a1n \u0111\u0103ng k\u00fd tr\u00ean trang web ch\u00ednh th\u1ee9c; nh\u01b0ng n\u1ebfu ng\u01b0\u1eddi thu\u00ea ti\u1ec1m n\u0103ng \u0111ang v\u1ed9i th\u00ec c\u00f3 th\u1ec3 g\u1ecdi \u0111i\u1ec7n \u0111\u1ec3 \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh x\u1eed l\u00fd.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vay mua nh\u00e0 t\u1ea1i Nh\u1eadt&nbsp;<\/h2>\n\n\n\n<p>M\u1ed9t th\u1ef1c t\u1ebf th\u00fa v\u1ecb v\u1ec1 c\u00e1c kho\u1ea3n vay mua nh\u00e0 v\u00e0 l\u00e3i su\u1ea5t c\u1ee7a ch\u00fang \u1edf Nh\u1eadt B\u1ea3n l\u00e0 l\u00e3i su\u1ea5t th\u01b0\u1eddng \u1edf m\u1ee9c th\u1ea5p. Tuy nhi\u00ean, b\u1ea1n \u0111\u1eebng n\u00ean qu\u00e1 ph\u1ea5n kh\u00edch, v\u00ec \u0111i\u1ec1u quan tr\u1ecdng c\u1ea7n l\u01b0u \u00fd l\u00e0 nhi\u1ec1u ng\u00e2n h\u00e0ng Nh\u1eadt B\u1ea3n c\u00f3 m\u1ed9t danh s\u00e1ch nghi\u00eam ng\u1eb7t c\u00e1c \u0111i\u1ec1u ki\u1ec7n ti\u00ean quy\u1ebft \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng mu\u1ed1n vay mua nh\u00e0, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 g\u00e2y kh\u00f3 kh\u0103n cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u1ec3 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn.&nbsp;<\/p>\n\n\n\n<p>M\u1ed9t s\u1ed1 y\u00eau c\u1ea7u bao g\u1ed3m:&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>T\u00ecnh tr\u1ea1ng th\u01b0\u1eddng tr\u00fa&nbsp;<\/li>\n\n\n\n<li>Visa lao \u0111\u1ed9ng h\u1ee3p l\u1ec7&nbsp;<\/li>\n\n\n\n<li>L\u00e0 v\u1ee3\/ch\u1ed3ng c\u1ee7a c\u00f4ng d\u00e2n Nh\u1eadt B\u1ea3n&nbsp;<\/li>\n\n\n\n<li>C\u00f3 con \u0111ang h\u1ecdc ho\u1eb7c \u0111\u00e3 \u0111i h\u1ecdc t\u1ea1i Nh\u1eadt B\u1ea3n&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vi\u1ec7c l\u00e0m \u1ed5n \u0111\u1ecbnh&nbsp;<\/li>\n\n\n\n<li>B\u1eb1ng ch\u1ee9ng \u0111\u00e3 l\u00e0m vi\u1ec7c t\u1ea1i Nh\u1eadt tr\u00ean 3 n\u0103m&nbsp;<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2023\/07\/image-45.png\" alt=\"\" class=\"wp-image-17390\" style=\"width:768px\" title=\"\" srcset=\"https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2023\/07\/image-45.png 640w, https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2023\/07\/image-45-300x200.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n<p>\u1ed9t tr\u1edf ng\u1ea1i kh\u00e1c c\u00f3 th\u1ec3 khi\u1ebfn ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i g\u1eb7p kh\u00f3 kh\u0103n l\u00e0 r\u00e0o c\u1ea3n ng\u00f4n ng\u1eef \u2013 t\u1ea5t c\u1ea3 c\u00e1c h\u1ee3p \u0111\u1ed3ng ph\u00e1p l\u00fd th\u01b0\u1eddng s\u1ebd b\u1eb1ng ti\u1ebfng Nh\u1eadt n\u00ean ng\u01b0\u1eddi mua s\u1ebd ph\u1ea3i c\u00f3 tr\u00ecnh \u0111\u1ed9 ti\u1ebfng Nh\u1eadt nh\u1ea5t \u0111\u1ecbnh ho\u1eb7c ph\u1ea3i thu\u00ea ng\u01b0\u1eddi phi\u00ean d\u1ecbch \u0111\u00e1ng tin c\u1eady.&nbsp;<\/p>\n\n\n\n<p>Tu\u1ed5i t\u00e1c v\u00e0 s\u1ee9c kh\u1ecfe c\u1ee7a ng\u01b0\u1eddi mua nh\u00e0 c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c xem x\u00e9t khi vay mua nh\u00e0. Nhi\u1ec1u ng\u00e2n h\u00e0ng \u1edf Nh\u1eadt B\u1ea3n c\u00f3 th\u1eddi h\u1ea1n t\u1ea5t to\u00e1n kho\u1ea3n vay t\u1ed1i \u0111a kho\u1ea3ng 35 n\u0103m, ngh\u0129a l\u00e0 khi ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n b\u01b0\u1edbc sang tu\u1ed5i 80, kho\u1ea3n vay ph\u1ea3i \u0111\u01b0\u1ee3c t\u1ea5t to\u00e1n \u0111\u1ea7y \u0111\u1ee7.&nbsp;<\/p>\n\n\n\n<p>\u0110\u1ec3 b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh, c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng s\u1ebd y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng \u0111\u1ed3ng \u00fd mua b\u1ea3o hi\u1ec3m t\u1eed vong ho\u1eb7c b\u1ec7nh m\u00e3n t\u00ednh. B\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 B\u1ea3o hi\u1ec3m Nh\u00e2n th\u1ecd Nh\u00f3m ho\u1eb7c <em>Dantai Shin\u2019you Seimei Hoken<\/em> th\u01b0\u1eddng s\u1ebd \u0111i k\u00e8m v\u1edbi ti\u1ec1n tr\u1ea3 kho\u1ea3n vay h\u00e0ng th\u00e1ng ho\u1eb7c d\u01b0\u1edbi d\u1ea1ng m\u1ed9t kho\u1ea3n thanh to\u00e1n ri\u00eang&nbsp;<\/p>\n\n\n\n<p>Kh\u00e1ch h\u00e0ng \u0111ang mu\u1ed1n vay mua nh\u00e0 c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n vay l\u00ean t\u1edbi 100 tri\u1ec7u Y\u00ean v\u00e0 c\u00f3 th\u1ec3 ph\u1ea3i tr\u1ea3 tr\u01b0\u1edbc t\u1ed1i \u0111a 35% t\u1ed5ng gi\u00e1 mua. \u0110i\u1ec1u n\u00e0y th\u01b0\u1eddng bao g\u1ed3m kho\u1ea3n thanh to\u00e1n tr\u01b0\u1edbc, ti\u1ec1n \u0111\u1eb7t c\u1ecdc v\u00e0 c\u00e1c lo\u1ea1i ph\u00ed v\u00e0 thu\u1ebf linh tinh kh\u00e1c.&nbsp;<\/p>\n\n\n\n<p>Quy tr\u00ecnh vay mua nh\u00e0 t\u1ea1i Nh\u1eadt th\u01b0\u1eddng di\u1ec5n ra nh\u01b0 sau:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Th\u1ea9m \u0111\u1ecbnh s\u01a1 b\u1ed9 c\u00f2n g\u1ecdi l\u00e0<em> jizenshinsa<\/em>&nbsp;<\/li>\n\n\n\n<li>Th\u1ea9m \u0111\u1ecbnh ch\u00ednh th\u1ee9c<em> <\/em>c\u00f2n g\u1ecdi l\u00e0 <em>honshinsa<\/em>&nbsp;<\/li>\n\n\n\n<li>Ch\u1ee9ng t\u1eeb th\u1ebf ch\u1ea5p k\u00fd nh\u1eadn th\u1ef1c hi\u1ec7n th\u1ebf ch\u1ea5p&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Th\u01b0\u01a1ng th\u1ea3o gi\u00e1 c\u1ea3&nbsp;<\/h2>\n\n\n\n<p>N\u1ebfu \u0111\u00e3 s\u1eafp x\u1ebfp c\u00e1c vi\u1ec7c tr\u00ean su\u00f4n s\u1ebb v\u00e0 nh\u1eadn \u0111\u1ee7 c\u00e1c gi\u1ea5y t\u1edd v\u00e0 th\u1ee7 t\u1ee5c th\u00ec \u0111\u00e3 \u0111\u1ebfn l\u00fac th\u01b0\u01a1ng th\u1ea3o gi\u00e1 c\u1ea3. Vi\u1ec7c th\u01b0\u01a1ng l\u01b0\u1ee3ng gi\u00e1 l\u00e0 ho\u00e0n to\u00e0n b\u00ecnh th\u01b0\u1eddng, \u0111\u1eb7t bi\u1ec7t l\u00e0 n\u1ebfu c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi c\u00f9ng quan t\u00e2m \u0111\u1ebfn m\u1ed9t b\u1ea5t \u0111\u1ed9ng s\u1ea3n, do \u0111\u00f3 b\u1ea1n c\u1ea7n tham kh\u1ea3o th\u00f4ng tin c\u1ee7a m\u00f4i gi\u1edbi v\u1ec1 t\u00ecnh h\u00ecnh gi\u00e1 th\u1ecb tr\u01b0\u1eddng hi\u1ec7n t\u1ea1i v\u00e0 c\u00e1c khu v\u1ef1c l\u00e2n c\u1eadn \u0111\u1ec3 \u0111\u01b0a ra m\u1ee9c gi\u00e1 h\u1ee3p l\u00fd.\u00a0<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/www.villagehouse.jp\/vi\/?utm_source=vhblog&amp;utm_medium=display&amp;utm_campaign=2020&amp;utm_content=2021-09-29-static-property-768x300-v1-vihp-sitevisitors\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"300\" src=\"https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2021\/12\/768x300-vi.jpg\" alt=\"\" class=\"wp-image-10314\" title=\"\" srcset=\"https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2021\/12\/768x300-vi.jpg 768w, https:\/\/blog.villagehouse.jp\/wp-content\/uploads\/2021\/12\/768x300-vi-300x117.jpg 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p>T\u00f3m l\u1ea1i, d\u00f9 c\u00f3 ph\u1ea3i l\u00e0 l\u1ea7n mua nh\u00e0 \u0111\u1ea7u ti\u00ean hay l\u00e0 ng\u01b0\u1eddi \u0111\u00e3 c\u00f3 nhi\u1ec1u kinh nghi\u1ec7m, vi\u1ec7c c\u1eadp nh\u1eadt th\u00f4ng tin v\u00e0 chu\u1ea9n b\u1ecb k\u1ef9 l\u01b0\u1ee1ng lu\u00f4n l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft. Ngo\u00e0i ra, n\u1ebfu b\u1ea1n \u0111ang t\u00ecm thu\u00ea nh\u00e0, t\u1ea1i sao kh\u00f4ng tham kh\u1ea3o <a href=\"https:\/\/www.villagehouse.jp\/vi\/?utm_source=blog&amp;utm_medium=display&amp;utm_campaign=2022&amp;utm_content=2023-07-17-native-link-1x1-buyingyourownhome-vihp-readers\" target=\"_blank\" rel=\"noreferrer noopener\">Village House<\/a>, n\u01a1i c\u00f3 c\u00e1c b\u1ea5t \u0111\u1ed9ng s\u1ea3n cho thu\u00ea \u1edf kh\u1eafp 47 t\u1ec9nh th\u00e0nh tr\u00ean n\u01b0\u1edbc Nh\u1eadt.&nbsp;<\/p>\n\n\n\n<p><strong>B\u00e0i vi\u1ebft li\u00ean quan:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/blog.villagehouse.jp\/vi\/japanese-apartment-life\/understanding-jiko-bukken-what-makes-properties-stigmatized\/\">T\u00ecm hi\u1ec3u Jiko Bukken: \u0110i\u1ec1u g\u00ec khi\u1ebfn nh\u00e0 b\u1ecb coi l\u00e0 \u201cn\u1eb7ng v\u00eda\u201d?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/blog.villagehouse.jp\/vi\/moving-tips\/guide-on-how-to-negotiate-your-upfront-costs-when-renting-an-apartment\/\">H\u01b0\u1edbng d\u1eabn th\u01b0\u01a1ng l\u01b0\u1ee3ng chi ph\u00ed ban \u0111\u1ea7u khi thu\u00ea c\u0103n h\u1ed9<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/blog.villagehouse.jp\/vi\/moving-tips\/resident-tax-in-japan-what-happens-when-you-move\/\">Thu\u1ebf c\u01b0 tr\u00fa \u1edf Nh\u1eadt: Khi chuy\u1ec3n nh\u00e0 th\u00ec thu\u1ebf n\u00e0y s\u1ebd t\u00ednh nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/blog.villagehouse.jp\/vi\/moving-tips\/differences-between-mansions-and-apartments-in-japan\/\">S\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa chung c\u01b0 cao c\u1ea5p (manshon) v\u00e0 nh\u00e0 t\u1eadp th\u1ec3 (apato) \u1edf Nh\u1eadt<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea1n \u0111ang ngh\u0129 \u0111\u1ebfn vi\u1ec7c mua nh\u00e0 \u1edf Nh\u1eadt? Khi quy\u1ebft \u0111\u1ecbnh mua nh\u00e0, c\u00f3 r\u1ea5t nhi\u1ec1u \u0111i\u1ec1u c\u1ea7n ph\u1ea3i c\u00e2n nh\u1eafc. B\u00e0i vi\u1ebft n\u00e0y li\u1ec7t k\u00ea nh\u1eefng \u0111i\u1ec1u b\u1ea1n c\u1ea7n bi\u1ebft khi mua nh\u00e0. <\/p>\n","protected":false},"author":20,"featured_media":17378,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[132],"tags":[],"class_list":["post-17393","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moving-tips"],"acf":[],"_links":{"self":[{"href":"https:\/\/blog.villagehouse.jp\/vi\/wp-json\/wp\/v2\/posts\/17393","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.villagehouse.jp\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.villagehouse.jp\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.villagehouse.jp\/vi\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.villagehouse.jp\/vi\/wp-json\/wp\/v2\/comments?post=17393"}],"version-history":[{"count":0,"href":"https:\/\/blog.villagehouse.jp\/vi\/wp-json\/wp\/v2\/posts\/17393\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.villagehouse.jp\/vi\/wp-json\/wp\/v2\/media\/17378"}],"wp:attachment":[{"href":"https:\/\/blog.villagehouse.jp\/vi\/wp-json\/wp\/v2\/media?parent=17393"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.villagehouse.jp\/vi\/wp-json\/wp\/v2\/categories?post=17393"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.villagehouse.jp\/vi\/wp-json\/wp\/v2\/tags?post=17393"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}